Why Is an ERISA Plan Administrator Important?

While working through the complexities of managing your business’s retirement and health benefits, you’ve likely come across the term ERISA. ERISA, or the Employee Retirement Income Security Act of 1974, sets standards that impact many voluntarily established retirement and...

Continue reading →

Simple IRA Pros and Cons

Selecting the appropriate retirement plan can be daunting, particularly for business owners responsible for safeguarding their employees' financial futures. Numerous options exist, but each comes with its own set of advantages and disadvantages. In this article, you’ll learn about the...

Continue reading →

SEP-IRA Advantages and Disadvantages

Entrepreneurs can choose from multiple methods to save for their retirement and that of their staff. However, with numerous choices available, determining the right plan for you and your business can be challenging.  One option is a Simplified Employee Pension...

Continue reading →

The Risks of a Concentrated Stock Position in Your Employer’s Stock

One of the most common mistakes investors make comes in the form of overconcentration of their investments in their company’s stock. It’s understandable to want to invest in the company you’ve spent a great deal of time with and...

Continue reading →

How to Choose the Right 401k Plan Provider for Your Company

Picking the right retirement services provider for your company’s 401k plan is a major decision that will impact the financial future of your employees. With so many different providers to choose from, it can be hard to narrow down...

Continue reading →

How the “Starter-K” Retirement Plan Impacts Small Businesses

Saving for retirement is essential. But many small businesses find it challenging to provide retirement benefits to their employees due to high administrative costs and complex regulations. However, due to recent legislation, small business owners now have a simplified...

Continue reading →

What Are Dimensional Funds?

Investing can be a daunting task, especially with an endless stream of new options and pieces of advice that try to shape your portfolio. But what if you could simplify the process by following a tried-and-true approach with experienced...

Continue reading →

4 Ways to Apply the 80/20 Rule to Your Financial Pursuits

Ever hear of the 80/20 rule? It suggests 80% of an outcome is often the result of just 20% of the effort you put into it. This doesn’t always work. Sometimes, it’s worth going the extra mile. But often, by...

Continue reading →

Understanding the Secure Act 2.0

Who doesn’t enjoy tying up year-end loose ends? The original SECURE Act was signed into law on December 20th, 2019. Its “sequel,” the SECURE 2.0 Act, was similarly enacted at year-end on December 29th, 2022. Both pieces of legislation seek...

Continue reading →

The Secure Act 2.0: An Introduction to the New Rules for Retirement Planning

The Secure Act 2.0 is now in effect, which is great news for retirement savers everywhere. That’s because this bill is packed with new ways to boost and protect your nest egg savings now, and into the future. In this...

Continue reading →