Saving for retirement is essential. But many small businesses find it challenging to provide retirement benefits to their employees due to high administrative costs and complex regulations. However, due to recent legislation, small business owners now have a simplified...
Investing can be a daunting task, especially with an endless stream of new options and pieces of advice that try to shape your portfolio. But what if you could simplify the process by following a tried-and-true approach with experienced...
Ever hear of the 80/20 rule? It suggests 80% of an outcome is often the result of just 20% of the effort you put into it.
This doesn’t always work. Sometimes, it’s worth going the extra mile. But often, by...
The Secure Act 2.0 is now in effect, which is great news for retirement savers everywhere. That’s because this bill is packed with new ways to boost and protect your nest egg savings now, and into the future.
In this...
The Secure Act 2.0 is now law and its features are impacting employers everywhere. Inside the new bill are dozens of retirement policy changes set to go into effect over the next decade. However, as an employer, you’ll be...
You’ve likely heard of a 401(k) plan. However, you may be unfamiliar with its solopreneur variation - the self-employed (solo) 401(K).
The solo 401(k) can be an ideal retirement account for the right type of business owner. Its benefits are...
Ever since President Franklin D. Roosevelt signed off on the 1935 Social Security Act, most Americans have ended up pondering this critical question as they approach retirement:
“When should I (or we) start taking my (or our) Social Security?”
And yet,...
California has taken legislative action that requires retirement plans to be offered through employers. Business owners need to be aware of the CalSavers program, as well as its recent legal expansion that impacts more employers than ever before.
In this...
California is well-known for its high taxes. Depending on your income, you could be looking at a hit as high as 13.30% come tax time.
But what can you do about it?
In this article, we’re going to list out several...
So far in our investment basics series, we’ve explored the history of investing; how important it is to save (so you have money to invest); how to invest efficiently in broad markets; and why to avoid chasing or fleeing...
