As a self-employed professional, plotting your financial trajectory is vital. But have you ever considered a defined benefit plan? This retirement choice ensures a predetermined income and is becoming increasingly relevant for professionals like you.
While some see it as...
At first thought, retirement planning can seem like a complex undertaking for employers, particularly when considering the numerous retirement plan options and the specific needs and goals of their employees. However, it is a key part of any benefits...
In your journey as a small business owner, considering the Non-Qualified Deferred Compensation Plan (NQDC) can be a game-changer when you aim to motivate and retain your top talent. This type of plan can offer you and your dedicated...
There were so many big events competing for our attention this summer … said nearly every investor, almost every summer, ever. This idea is known as "recency bias." When investing, however, it’s important to remember, we’re inherently biased to pay...
California employers are required to offer retirement plan services as part of their employee benefits program. These services can include setting up retirement plans, managing fiduciary responsibilities, and educating employees about retirement planning.
Retirement plan services can be a valuable...
California is well-known for its high taxes. Depending on your income, you could be looking at a hit as high as 13.30% come tax time.
But what can you do about it?
In this article, we’re going to list out several...
A well-structured 401(k) plan can distinguish your company, serving as a crucial employee benefit. However, the nuances of crafting a tailored retirement plan, aligned with both company objectives and employees' financial aspirations, can be overwhelming to say the least.
In...
In today's evolving business landscape, you, as a small business owner, constantly seek strategies to foster growth, sustainability, and a competitive edge. Every decision you make reflects your commitment not only to the success of your business but also...
Running a small business is rewarding, but it can also be demanding. Among the myriad of responsibilities on your plate, managing your employees' retirement plans can be one of the most complex. Thankfully, a Third-Party Administrator (TPA) makes things...
In past conversations with you, we’ve been known to take aim at the media. That’s because bad things tend to happen to your personal wealth if you read, watch, or listen to too much news—or if you read too...
