What Are Dimensional Funds?

Investing can be a daunting task, especially with an endless stream of new options and pieces of advice that try to shape your portfolio. But what if you could simplify the process by following a tried-and-true approach with experienced...

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4 Ways to Apply the 80/20 Rule to Your Financial Pursuits

Ever hear of the 80/20 rule? It suggests 80% of an outcome is often the result of just 20% of the effort you put into it. This doesn’t always work. Sometimes, it’s worth going the extra mile. But often, by...

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Understanding the Secure Act 2.0

Who doesn’t enjoy tying up year-end loose ends? The original SECURE Act was signed into law on December 20th, 2019. Its “sequel,” the SECURE 2.0 Act, was similarly enacted at year-end on December 29th, 2022. Both pieces of legislation seek...

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The Secure Act 2.0: An Introduction to the New Rules for Retirement Planning

The Secure Act 2.0 is now in effect, which is great news for retirement savers everywhere. That’s because this bill is packed with new ways to boost and protect your nest egg savings now, and into the future. In this...

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The Secure Act 2.0: How It Impacts Employers

The Secure Act 2.0 is now law and its features are impacting employers everywhere. Inside the new bill are dozens of retirement policy changes set to go into effect over the next decade. However, as an employer, you’ll be...

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What is a Self-Employed (Solo) 401(k)?

You’ve likely heard of a 401(k) plan. However, you may be unfamiliar with its solopreneur variation - the self-employed (solo) 401(K). The solo 401(k) can be an ideal retirement account for the right type of business owner. Its benefits are...

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When Should You Take Your Social Security?

Ever since President Franklin D. Roosevelt signed off on the 1935 Social Security Act, most Americans have ended up pondering this critical question as they approach retirement: “When should I (or we) start taking my (or our) Social Security?” And yet,...

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Introduction to CalSavers – California’s Mandatory Retirement Plan

California has taken legislative action that requires retirement plans to be offered through employers. Business owners need to be aware of the CalSavers program, as well as its recent legal expansion that impacts more employers than ever before. In this...

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Our Fund Selection Process: How We Choose The Funds We Use

Does it seem like there’s been an extra level of uncertainty lately, threatening your investment plans? Of course, there are always big events going on; that’s the world for you. But today’s brew of geopolitical threats, inflation trends, rising...

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What is a Recession? Six Ways a Recession Resembles a Bad Mood

There’s been a lot of talk about recessions lately: Whether one is near, far, or perhaps already here. Whether we can or should try to avoid it. What it even means to be in a recession, and how it’s...

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