How the “Starter-K” Retirement Plan Impacts Small Businesses

Saving for retirement is essential. But many small businesses find it challenging to provide retirement benefits to their employees due to high administrative costs and complex regulations. However, due to recent legislation, small business owners now have a simplified...

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4 Ways to Apply the 80/20 Rule to Your Financial Pursuits

Ever hear of the 80/20 rule? It suggests 80% of an outcome is often the result of just 20% of the effort you put into it. This doesn’t always work. Sometimes, it’s worth going the extra mile. But often, by...

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The Secure Act 2.0: How It Impacts Employers

The Secure Act 2.0 is now law and its features are impacting employers everywhere. Inside the new bill are dozens of retirement policy changes set to go into effect over the next decade. However, as an employer, you’ll be...

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What is a Self-Employed (Solo) 401(k)?

You’ve likely heard of a 401(k) plan. However, you may be unfamiliar with its solopreneur variation - the self-employed (solo) 401(K). The solo 401(k) can be an ideal retirement account for the right type of business owner. Its benefits are...

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Introduction to CalSavers – California’s Mandatory Retirement Plan

California has taken legislative action that requires retirement plans to be offered through employers. Business owners need to be aware of the CalSavers program, as well as its recent legal expansion that impacts more employers than ever before. In this...

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