Financial Calculators

Individual 401(k) Contribution Comparison – Use this calculator to determine your maximum Individual 401(k) contribution as compared to three other possible plan options.

Pension vs. Lump Sum Payout Calculator – Use this calculator to compare the results of getting a lump sum payout instead of a guaranteed monthly pension for life.

Retirement Contribution Effects on Your Paycheck Calculator –
Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement.

Retirement Plan Withdrawal Calculator – Use this calculator to see what your net withdrawal would be after taxes and penalties are taken into account.

Retirement Planner for Two Working Spouses with Different Retirements – Plan your retirement for a household that has two working spouses that retire at different times. Find out if you are on track – and learn how to stay there.

RMD & Stretch IRA Calculator – Use this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible.

Roth 401(k) Conversion Calculator – This calculator will show the advantage, if any, of converting your pre-tax 401(k) to a Roth 401(k).

Roth 401(k) vs. Traditional 401(k) Calculator – Use this calculator to determine which 401(k) contribution type might be right for you.

Roth 403(b) vs. Traditional 403(b) Calculator – Use this calculator to determine which 403(b) contribution type might be right for you.

Roth IRA vs. Traditional IRA Calculator – Use this calculator to determine which IRA may be right for you.

Should you borrow from a 401(k) or 403(b)? – The majority of 401(k) plans and a growing number of 403(b) plans let you borrow money from your account. Use this calculator to help you determine if you should borrow, and the potential impact on your retirement savings.

Social Security Benefit Calculator – Use this calculator to estimate your Social Security benefits.

Traditional IRA Calculator – How can contributing to a regular IRA help you in your retirement?

APR Mortgage calculator – Use this calculator to find the APR on your mortgage.

Home Rent vs. Buy Calculator – Are you better off buying your home, or should you continue to rent?

Mortgage Calculator with Taxes and Insurance – Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.

Mortgage Qualifier Calculator – Can you buy your dream home? Find out just how much you can afford!

Reverse Mortgage Calculator – This calculator is specifically designed to show you how the outstanding balance of a reverse mortgage can rapidly grow over a period of time.

Should I Refinance Calculator – Use this calculator to see how much interest you can save by refinancing your mortgage!

Personal Debt Consolidation Calculator – Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Student Loan Consolidation and Debt Payoff Calculator – The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.

Car Loan Calculator – Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.

Lease vs. Buy Calculator – Should you lease your next automobile or finance it? Find out with this calculator!

1031 Exchange Calculator – This 1031 Exchange calculator will estimate the taxable impact of your proposed sale and purchase.

Compare Investment Fees – Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy!

Internal Rate of Return (IRR) Calculator – Use this calculator to determine an Internal Rate of Return (IRR). It calculates the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals.

Investment Goal Calculator – Use this calculator to see if your investment plan is on track to meet your investment goals – and receive suggestions on how to change it if you are falling short.

Investment Savings and Distributions – Use this calculator to see how long your investment savings can last once you begin taking distributions.

Taxable vs. Tax Deferred vs. Tax Free Investment – This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.

1040 Tax Calculator – Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected tax withholding for the year, we can also estimate your tax refund or amount you may owe the IRS next April.

Self-Employment Tax Calculator – If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for the current tax year.

College Savings Calculator – Use this calculator to help develop or fine tune your education savings plan.

Home Budget Analysis – Analyze your budget, see where your money goes and find out where you can improve!

Should my spouse work? – This calculator is designed to help you see the financial impact of having either one or two incomes for your household.

Comprehensive Life Insurance Analysis – How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.